When the mortgagee (the lender or entity holding the mortgage) secures a writ of possession, the next critical step is typically a sheriff eviction. This process occurs after a court has ruled in favor of the mortgagee, typically due to the mortgagors (borrower’s) failure to meet mortgage obligations, such as non-payment. The writ of possession is a legal document that grants the mortgagee the right to take physical control of the property.
At this stage, the sheriff & office is engaged to carry out the eviction. The sheriff will schedule a date for the eviction, notifying the occupants of the property in advance. On the scheduled day, the sheriff and a team, which may include locksmiths, movers, and sometimes security personnel, will arrive at the property to remove the defaulting occupants and their personal belongings.
This process is done under legal supervision to ensure everything is handled according to the law, and any resistance from the occupants is managed peacefully. If necessary, law enforcement will remove the occupants and secure the property to prevent re-entry.
Once the property is vacated, the mortgagee gains full possession and control. At this point, additional services like locksmiths to change the locks, junk removal, and cleaning may be arranged to prepare the property for sale or re-listing.